📁 Real Estate
Rental Income Calculator
Rental income looks good on paper but real cash flow requires accounting for vacancy, maintenance, and expenses. Our calculator shows your realistic monthly and annual cash flow after all costs.
IM MET
How to Use This Tool
- Enter expected monthly rent.
- Enter your monthly mortgage payment (principal + interest).
- Enter vacancy rate (8-10% is standard).
- Enter maintenance as percentage of rent.
- Enter monthly property tax and insurance.
- Click Calculate to see cash flow.
The Formula
Effective Income = Rent x (1 - vacancy%). Cash Flow = Effective Income - Mortgage - Maintenance - Tax - Insurance.
Why It Matters
You buy a $250,000 property with $50,000 down. It rents for $2,000/month. After mortgage ($1,100), taxes ($200), insurance ($100), maintenance ($200), vacancies ($100), your monthly cash flow is $300. Annual return: 7.2%.
More Calculators to Explore
💰
Income Tax Calculator
Estimate your take-home pay after taxes. See federal, state, and FICA tax breakdown for accurate income planning.
Open calculator → 💰
Mortgage Calculator
Calculate your monthly mortgage payment including principal, interest, property taxes, and insurance.
Open calculator → 💰
FHA Loan Calculator
Calculate FHA loan payments with MIP insurance. Know your exact monthly cost for an FHA-backed mortgage with lower down payment requirements.
Open calculator → 📊
Break-Even Point Calculator
Find your break-even point in units and dollars. Know exactly how many sales you need to cover costs.
Open calculator →Related Tools & Services
Recent Activity
No recent calculations