Closing costs typically range from 2-5% of the home price. They include government fees, lender charges, title insurance, and professional services. Our calculator breaks down each component for transparency.
Total Closing Cost:
As % of Price:
How to Use This Tool
Enter the home price.
Select your loan type (affects lender fees).
Select your state transfer tax bracket.
Click Calculate to see total closing costs broken down.
The Formula
Closing costs = Transfer Tax + Lender Fees + Origination + Title Insurance + Appraisal + Inspection + Attorney + Recording. Typically 2-5% of home price.
Why It Matters
You are buying a $350,000 home. Closing costs run 2-5% of purchase price. At 3%, expect $10,500 in fees including title insurance ($1,500), appraisal ($500), attorney fees ($1,200), and prepaid taxes/insurance ($2,500).